I said it depends on how much body is exposed, not how many clothes there are actually are. To that end:
And what about Luso in FFTA2? Fucker's wearing more clothes and accessories than anyone else put together.
And yet he's still managed to have his 10-year-old boytits right up in your face. Fail.
How do Final Fantasy Tactics and Ramza's chapter 4 buttpants figure in to this?
Ramza's buttpants create the illusion that Ramza's ass is exposed when it's really not, just as Ramza create the illusion that he's completely ineffectual when he... may or may not be.
Further evidence: Agrias is basically a woman encased in a tank, and she is awesome. Gafgarion and Orlandu are even better, and both take huge pains to cover up as much of themselves as they can (helmets, hoods, beards, WHATEVER IT TAKES).
See also: Ashley Riot's assless shorts
Case closed.