My money finally went through, and with JD's help I was able to run the character builder thingy.
====== Created Using Wizards of the Coast D&D Character Builder ======
Francisca B. Winterbottom, level 1
Human, Bard
Build: Valorous Bard
Bardic Virtue Option: Virtue of Cunning
Human Power Selection Option: Heroic Effort
Occupation - Entertainer (Bluff class skill)
FINAL ABILITY SCORES
STR 10, CON 14, DEX 10, INT 14, WIS 11, CHA 18
STARTING ABILITY SCORES
STR 10, CON 14, DEX 10, INT 14, WIS 11, CHA 16
AC: 17 Fort: 13 Ref: 15 Will: 16
HP: 26 Surges: 9 Surge Value: 6
TRAINED SKILLS
Arcana +7, Bluff +9, Diplomacy +9, Heal +5, Insight +5, Intimidate +9, Streetwise +9
UNTRAINED SKILLS
Acrobatics +0, Athletics +0, Dungeoneering +1, Endurance +2, History +3, Nature +1, Perception +1, Religion +3, Stealth +0, Thievery +0
POWERS
Basic Attack: Melee Basic Attack
Basic Attack: Ranged Basic Attack
Ardent Feature: Ardent Surge
Human Racial Power: Heroic Effort
Bard Feature: Majestic Word
Bard Feature: Words of Friendship
Bard Attack 1: Vicious Mockery
Bard Attack 1: Cutting Words
Bard Attack 1: Shout of Triumph
Bard Attack 1: Stirring Shout
FEATS
Level 1: Fervent Talent
Level 1: Ritual Caster
Level 1: Improved Majestic Word
Francisca is a travelling writer, Her mother was a famous writer of historical tales, and her father was a soldier, she wanders between taverns and inns, toting a backpack full of books, buying drinks for old soldiers in exchange for their stories, which she takes notes on, and then writes a much more exciting version of events. She is working on a compilation of stories, and her own autobiography. She is so skilled a wordsmith that most find it hard to believe that large parts of the stories are not true, though. Friendly, loud and larger than life, she is always looking for other people to travel with.
She is a bard, though she has little musical talent, and the only strength she has is in her back, from carrying heavy books around, her true skill in combat lies in doing harm to the enemy through the sheer power of insults, and helping her allies with inspirational speeches.