A couple of months ago, the screen protector on my phone broke. One of the little plastic tabs that keeps the device attached to the phone itself snapped off, so the protective plate wouldn't stay on.
And a few weeks ago, the screen broke. Not sure how that happened, but it did. It probably could have been prevented with a $15-$20 investment, but we just flat out didn't have the money for that when we needed it; the car cost us $500 last month and we were already scraping.
So the cost to repair the screen came out to $120. Because we couldn't afford $20, we had to spend $120... and then $20 more to make sure it didn't happen again. Being poor is awfully damned expensive because you don't have enough for preventative maintenance and have to prioritize each disaster as it comes in.
So then I got the enrollment paperwork for my group health insurance from work...